Top 7 PayPal Alternatives In India

Top 7 Paypal Alternatives in India

There are a lot of Paypal Alternatives out there on the internet. 

Why do you need Paypal alternatives in the first place?

This is because Paypal does not offer very high conversion rates. Moreover, Paypal charges you when you receive money via transactions, it can often freeze its user’s accounts. 

Paypal may also hold on to one’s money because of which is not always preferred by freelancers and businessmen. 

It is for all these reasons that there are many Paypal Alternatives for freelancers or businessmen that have become very popular in India and other countries. 

Table of Contents

1. Payoneer

Payoneer is an American-based financial service company with its headquarters in New York.

It is one of the best PayPal alternatives for freelancers in India because it offers better exchange service rates than Paypal.

Paypal alternative

To log onto Payoneer, you need to click on the Register button. 

You will be directed to a page where you will have to select your profession, your goal, and all the other important details. 

Then there are a lot of other details that you will have to fill up, like your contact details, security details, and verify your details as well.  

Payoneer is also considered one of the best Paypal Alternatives in India because it helps its users to scale their business globally and domestically as it has a working capital platform designed for freelancers. 

Payoneer can also be considered as a Paypal alternative for business as well.

2. Stripe

Stripe is an Irish-American financial service with its headquarters in San Francisco. It was founded in 2010 by John and Patrick Collison.

Paypal Alternative

Stripe has a fully integrated suite of payment products which brings it in the race for the top Paypal Alternatives in India. 

Stripe can be used by developers to integrate payment processing through their website or mobile application. 

Like Payoneer, Stripe is also private industry. 

Stripe also has a lot of partners!

Paypal Alternative
All these great brands in the online Industry are all partners of Stripe. You can use Stripe to make payments on these websites through its web portal or mobile app. To sign up for Stripe, you need to enter all the necessary details to start before you can start with your transactions. It may be difficult to get approval on Stripe in India, but if one manages to get it, they can easily sell recurring services to their clients at good conversion rates. Stripe holds a torch over Paypal because of Recurring Services, hence it is a known Paypal Alternative for freelancers in India.

3. Wise

Wise( formerly known as TransferWise) is a London- based financial technology company that was founded in 2011. 

The founders of Wise are Estonians Kristo Käärmann and Taavet Hinrikus.

Paypal Alternative

One of the best things about wise is that it has Global Support in a range of languages. This is why Wise can be considered a great Paypal alternative in India. 

Wise also has a multi-currency account so that you can carry on with global transactions without any hindrance. 

Paypal Alternative
There is one more important feature that Wise has to offer, which is designed for Large transfers to save a lot of money which its users are sending.

4. is a United States-based payment gateway service provider. 

It was founded in the year 1996 by Jeff Knowles. 

It is a Subsidiary type website and had around 90,000 users as of 2004.

Paypal Alternative has a number of special features. 

You can choose a plan according to your preference. also provides the feature to accept payments anytime via Visa, MasterCard, or other facilities. also has a lot of other features like free support and it helps you understand all the basics in a simple way. can be considered as another good alternative to Paypal in India.

Paypal Alternative

These three simple steps are enough for you to sign up for and use it as another online payment method like Paypal.

You only need to enter the necessary contact and security details to start with your journey along with

5. Skrill

Skrill is a United Kingdom-based company with its headquarters in London. 

It was founded in the year 2001 by the Paysafe Group. 

It is a Private Type company.

Paypal Alternative
Skrill has an optimized website along with a mobile application because of which can be used anytime as per the user. Skrill has expanded in more than 120 countries and is now accepted on almost all platforms. Apart from this, Skrill has a feature where you can transfer money for free to a bank account overseas. This is why it is widely used as a Paypal Alternative in India. Skrill also has a Skrill Prepaid Mastercard which you can use to pay or withdraw money.  Skrill has 24-hour customer service which is also another benefit to its users. Skrill has also used a Paypal Alternative for freelancers.

6. Xoom

Xoom Corporation is an electronic funds transfer that allows consumers to send money and pay bills. 

It is situated in San Francisco and was founded in 2001.

Paypal Alternative
Xoom has many features which actually contribute a lot in making it a great alternative for Paypal in India. Xoom offers its users Personal Customer Support and also offers them a Money-back Guarantee in case of any mishappening. To sign up for Xoom, you have to make a Paypal account which can be linked with this. There is no other way around it as Xoom is a Paypal Service, hence a trusted PayPal Alternative for entrepreneurs in India.
Paypal Alternative
Apart from all of this, Xoom has a Help Centre to which you can conform in case of a complaint. If your problem still persists, you can contact Xoom’s Customer Service. Xoom has also developed a mobile app so that you can process transactions at any time of the day. This is why Xoom is also a very optimized Paypal Alternative in India.

7. Google Pay

Google Pay is a digital wallet platform and an online payment system developed by Google itself. 

It was founded in 2015. 

Google Pay has been developed to be used as a desktop website, or an android or iOS application, to enable the contactless exchange of money between two or more users. 

Most of us already have Gmail accounts which we use to sign in to Google. We can use the same email for GooglePay. 

GooglePay is used almost everywhere and hence it has emerged as a very powerful Paypal Alternative.

Paypal Alternative
To start with GooglePay, you will have to enter the necessary card details and then enter a billing address as well. After this, you will have to enter other details that come up and then get started with Google Pay. Google Pay can be considered as a very trusted and market-dominant Paypal Alternative. Like the other cheaper alternatives to Paypal, Google Pay also offers a number of features.

Conclusion on Best Paypal Alternatives

In conclusion, I would like to say that even though Paypal is a great online payment platform, there are a lot of Paypal Alternatives that are actually better than it in certain aspects. 

For freelancers, Payoneer is the best Paypal alternative because of its high conversion rates and Customer support. 

For large transactions, Wise( another Paypal Alternative), is very useful as it also offers very high conversion rates. 

If you want a great payment gateway for your business, you can use Stripe, as it is very flexible in payment options and it is really easy to integrate it into your website.

There are many alternatives to Paypal that you can consider and eventually use for yourself.

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